If you don't get insurance through your job, and you aren't eligible for Medicare (over age 65), you and your family may be eligible for Marketplace (also called Individual and Family), Medicaid, or CHIP health insurance. Here's how it works.
INCOME GUIDELINES
If you don't have another type of health insurance, what you qualify for usually depends on your income and family size. Here's a chart to help you see what you might be eligible for.
Important note: There are some exceptions to these income guidelines based on program type. Even if you don't qualify for Medicaid or CHIP based on income alone, you should still apply. You may qualify for your state's program, especially if you have children, are pregnant, or have a disability. You can apply for Medicaid and CHIP any time of year.
OTHER CRITERIA
There are some standard criteria you must meet to be eligible for different types of health insurance:
MEDICAID
- No current health insurance
- US citizen or legal resident
- Meet income guidelines
- Meet specific program criteria
CHIP
- No current health insurance
- US citizen or legal resident
- Meet income guidelines
- Under age 19
STATE CHIP
- No current health insurance
- Have working parents
- Meet income guidelines
- Under age 19
- Not eligible for Medicaid or other CHIP benefits
- Have been residing in Utah for at least 180 days
INDIVIDUAL & FAMILY
- No current health insurance
- US citizen or legal resident
- Cannot be in prison or jail
- Cannot be eligible for a job-based insurance plan (unless the cost of your plan is more than 9% of your income)
Have a question about health insurance? We're here to help!
Made with ❤️ from your friends at University of Utah Health Plans